How Free Credit Repair Works
We’re Here To Help
Using our tried and tested technique of repairing your credit report, we can bring your rating back to where it should be. It takes time but it’s your right to receive an effective credit repair solution! We usually follow the following steps :
1.) Review Your Credit File
In the first stage of our credit repair solutions, once you’ve decided it’s time to fix my credit, we’ll analyze your credit report. We’ll be looking for in-accurate items like collections, charge-offs, tax liens, judgments and late payments that may be hurting your score together.
2.) Write To Agencies
We will then write to each of the three credit agencies (Transunion, Experian, and Equifax) as well as the actual creditors directly. The letters will include disputes, appeals, validation requests and goodwill interventions.
3.) Unlimited Inaccurate Items
Keep in mind, we can do this for all of the negative items on your reports right from the start. Also, you can log into our client portal and check your progress report, which will show you what has been removed and which items remain. Keep in mind the responses from the credit agencies will get sent to you. So, please forward those documents to our office as they come in so we can update those progress reports. If you have credit monitoring set up we can access updated reports there as well to update your progress reports.
4.) Repeat
We will analyze the items not yet removed and generate new letters addressing them again. We will do this every 30-45 days until you are happy with the number of removals and/or the credit score increase you have as a result of cleaning up inaccuracies. When you are worrying, “How will I fix my credit?”, keep in mind that complete credit repair solutions can take time, but that we are here every step of the way to show you how to repair your credit report and boost your credit score.